Loan Workouts & Restructuring

A cornerstone of Dickinson Wright’s Bankruptcy, Restructuring & Creditor’s Rights practice is our extensive experience representing parties in financial restructurings and workouts. Our clients range from some of the country’s largest multinational lenders to community-based financial institutions, reflecting the confidence they place in our experience. While our practice is centered on lenders, our broad experience also enables us to provide practical counsel and strategic value to borrowers, investors, and other stakeholders.

Our lawyers understand both the legal and business challenges that arise when a loan must be restructured, refinanced, or exited. We take a practical, cost-effective approach that helps clients achieve efficient, high-quality results. Our team handles complex financial restructurings across a wide range of industries—from traditional manufacturing companies and major automotive suppliers to startups and established businesses, as well as real estate matters ranging from single-property transactions to large-scale developments with hundreds of properties across multiple locations.

Our Services

• Reviewing existing loan documentation to confirm consistency with internal approvals and ensure collateral has been properly documented and perfected.
• Identifying opportunities to strengthen loan documentation and improve lenders’ collateral positions.
• Structuring, negotiating, and documenting agreements with borrowers, including amendments, waivers, forbearance agreements, and liquidation agreements.